If you are a San Diego County resident who has received an unwanted text message from YouMail.com you may be entitled to relief under the The Telephone Consumer Protection Act (TCPA), which bans many text messages sent to a mobile phone using an autodialer.
If you are a San Diego County consumer who is facing a lawsuit filed by a junk debt-buyer like CACH, LLC for unpaid credit card debt, you are not alone. In just the first two months of 2013, 243 lawsuits have been filed against San Diego County residents by CACH alleging delinquent credit card debt. Of these lawsuits, the vast majority result in a “default” judgment, allowing CACH the ability to seize consumer bank accounts and wages without even having to prove its case in court.
But what happens to a lawsuit filed in San Diego when the consumer chooses to defend the case by either filing paperwork in pro per or by hiring a consumer debt collection defense attorney?